Business owner flipping open sign

Business Checking & Savings

Your checking account is the heart of your business finances.

Our accounts feature tools, such as Online Banking and Visa® debit card, that give you around-the-clock access to your accounts for optimum efficiency. 

All our accounts include:
  • Online Banking with Bill Pay
  • Mobile Banking with Check Deposit
  • Business VISA® Debit Card
  • Mobile Wallet - Apple Pay®, Google Pay® & Samsung Pay®
Savings accounts will create even more possibilities for your business. Open an account today and start on the path to a brighter, better future. Choose a solution tailored to your needs and goals.



 
 

Business Checking Accounts


Business Checking Business Select Checking1 Corporate Checking
It's the right checking
account for you if…
You have a lower transaction volume and are looking to keep costs low.  You have higher transaction volume and could benefit from Treasury Management Services. You have large and complex transaction volume and balances.
Benefits & Features
 

No minimum balance required

No monthly maintenance fee

300 free items paid/deposited per statement cycle

Deposits insured in full by FDIC and DIF

 
 

No minimum balance required

500 credits/debits free per month.

Free incoming domestic wires.

Access to two free Treasury Management services.

Deposits insured in full by FDIC and DIF

 
 

No minimum balance required

Deposits insured in full by FDIC and DIF

 
Limits and Fees None
$0.50 for each transaction over 300 each month.
 
$40 monthly maintenance fee waived with $40K average daily balance across all Business Checking accounts under the same EIN. 
$12 monthly maintenance fee. Earnings Credit Allowance may offset fees. 
What You Need to Open

You will need:

Incorporated Business

Business name

EIN of the business

Completed business questionnaire

Articles of incorporation

Sole Proprietor

Owner's name

Business name

Completed business questionnaire

Business certificate

You will need:

Incorporated Business

Business name

EIN of the business

Completed business questionnaire

Articles of incorporation

Sole Proprietor

Owner's name

Business name

Completed business questionnaire

Business certificate

You will need:

Incorporated Business

Business name

EIN of the business

Completed business questionnaire

Articles of incorporation

Sole Proprietor

Owner's name

Business name

Completed business questionnaire

Business certificate


Open an Account

Visit one of our branches

1. A $500 cash bonus will be credited to a new Pentucket Bank Business Select Checking account opened after May 12th, 2025, when the account is funded with money not currently on deposit to Newburyport Bank, maintains an average balance of at least $10,000 for the first three consecutive statement cycles, and uses at least one qualifying Treasury Management service. If all requirements are met and the account remains open, the bonus will be credited at the end of the fourth statement cycle. Limit one bonus per Employer Identification Number (EIN), regardless of the number of accounts opened. The bonus is reportable for tax purposes and may be considered taxable income. Offer may be withdrawn at any time without notice.Treasury Management services include Positive Pay, ACH Origination, or Remote Deposit Capture. Monthly fee of $40 will be charged if $40,000 average daily balance requirements are not met. Monthly balance requirement may be met by aggregating Pentucket/Newburyport Bank Business Checking accounts and under the same EIN number. Qualifying items are deposits, checks paid, checks deposited, and ACH credits received. Any item after 500 will be charged a fee of .50 per item.
 

Business Savings Account


Business Statement Savings
Suitable if you want to... Access savings
Minimum to open $10
Monthly maintenance fee None
Minimum to earn interest None

 

Business Money Market Account


Business Money Market
Suitable if you want to... Build your savings quickly
Minimum to open $1,000
Monthly maintenance fee
$10 minimum balance fee waived with $1,000 daily balance

A minimum balance fee of $10 will be imposed each statement cycle if the daily balance falls below $1,000
Minimum to earn interest $1,000


Looking to open a Business Checking or Savings account?

Or call us at 978-372-7731