Business owner flipping open sign

Business Rates

Rates as of March 22, 2024. All rates subject to change without notice.


Business Advantage

Account Type Annual Percentage Yield Interest Rate Minimum Daily Balance* to Obtain APY
Commercial Advantage - Earnings Credit .05%

Business NOW Advantage


$100,000+ .05% .05% $100,000
$50,000 - $99,999.99 .05% .05% $50,000
$25,000 - $49,999.99 .02% .02% $25,000
$10,000 - $24,999.99 .02% .02% $10,000
$1,000 - $9,999.99 .02% .02% $1,000
Non-Profit Advantage .01% .01% $500
IOLTA Checking .10% .10% $0
Business Statement Savings .02% .02% $10
Business Emerald Money Market


$500,000+ 1.06% 1.05% $500,000
$100,000-$499,999.99 1.00% 1.00% $100,000
$50,000 - $99,999.99 1.00% 1.00% $50,000
$25,000 - $49,999.99 .95% .95% $25,000
$10,000 - $24,999.99 .95% .95% $10,000
$1,000 - $9,999.99 .80% .80% $1,000
Money Manager Sweep


$500,000+ 1.31% 1.30% $500,000
$100,000 - $499,999.99 1.26% 1.25% $100,000
$10 - $99,999.99 1.21% 1.20% $10

Fees may reduce earnings.
Rates may be subject to change without notice.
For variable rate products, the rate may/can change after account opening.
Interest bearing checking accounts available to qualifying businesses.

* Daily Balance (the amount of principal in the account each day.)

** Any funds held by Pentucket Bank pursuant to a repurchase agreement are not deposits or other obligations of the Institution and are not guaranteed by the Institution; and are not insured by the Federal Deposit Insurance Corporation (FDIC), the Depositors Insurance Fund (DIF), the U.S. Government or any agency of the U.S. Government; and are subject to investment risk, including the loss of principal invested.


For additional rate information please call 978-372-7731.