Little boy looking out at harbour

About Pentucket Bank

In 1891, Pentucket Bank received its mutual charter and was open for business just one day a week in downtown Haverhill. Since our founding, we have been intentional about putting our mission to work. We build partnerships while we serve and lead within local businesses, organizations, and causes. It's how we help grow cities and towns into more vibrant and thriving places to live and work. As a community bank that exists to serve you, we see the possibility
and potential all around us—and we are committed to strengthening
community and helping you achieve whatever your heart is set on.

We have been recognized for our strong business practices by Bauer Financial Inc., an independent bank rating firm. Bauer Financial has recognized Pentucket Bank as a "Best of Bauer" bank, maintaining a 5 Star Rating for over 25 consecutive years! We maintain an extra strong capital position to ensure the long-term stability of both our Bank and our mission.

A River Run Bank

As part of the River Run family, Pentucket Bank proudly reflects the strength of shared resources with the heart of local decision-making. River Run Bancorp, MHC, supports Pentucket Bank, Newburyport Bank, and Rollstone Bank & Trust—together building a stronger future for our customers, employees, and communities.

As a River Run Bank, we bring world-class capabilities to the community bank level while preserving what matters most: personalized service, trusted relationships, and local investment. For more than 130 years, Pentucket Bank has been here for the Merrimack Valley and Southern New Hampshire—helping neighbors, local businesses, and our community grow and thrive. That is what it means to Start with heart.


Your Deposits, Fully Protected. Always.

At Pentucket Bank, caring for you means protecting what matters most. Every dollar you deposit is insured, not just up to $250,000 like at most banks, but in full.

Through the combined strength of the FDIC and the Massachusetts Depositors Insurance Fund (DIF), your personal and business deposits are completely covered, with no limits and no added cost.

Because your trust means everything to us, we make sure your money is safe, right down to the very last penny.

Bank with confidence. Bank with Pentucket Bank.