Woman talking on phone

Home Equity

Home Equity Lines of Credit and Home Equity Loans

Draw out the equity in your home to pay for home improvements and repairs, vacation home, college tuition, debt consolidation, and just about anything else you need to finance. Choose between a line of credit or fixed home equity loan.

Utilize the equity available in your home to finance certain items, including:
  • Home improvements or home repairs
  • Refinance options
  • Vacation home
  • College tuition
  • Debt consolidation

Home Equity Line of Credit (Interest Only)^

  • The line of credit is a revolving loan, and as such, the principal automatically becomes available again as you repay it
  • You can access your funds by logging in to Online Banking. When an Advance is made in Online Banking the funds are available immediately!
  • Billed monthly for interest only
NOTE: An early termination fee may apply if paid and closed within the first 36 months. 



Fixed Rate Home Equity Loan^

  • You borrow a certain amount for a specific period of time
  • Your payments are fixed so you have the stability of knowing what your monthly payment will be
  • Flexible terms