Home Equity

At Pentucket Bank, we believe your home is more than just where you live — it’s part of your story. Our Home Equity Flex Line of Credit helps you tap into the value you’ve built to achieve what matters most, with the guidance of a trusted local partner. Serving Haverhill, Methuen, Hampstead, Salem, and North Andover, and surrounding communities, we’re here to support you every step of the way.

With Pentucket Bank, you can lock in part of your balance at a low fixed rate while keeping the rest flexible at a low variable rate—all with just one application.

Because the Home Equity Flex Line of Credit combines flexibility with security, you can:

• Access funds whenever you need them
• Make interest-only payments on your line of credit

With a Home Equity Flex Line of Credit you can fix a portion during the draw period so your goals stay on track with confidence:

• Fixed monthly payments for predictable budgeting
• No fees for conversion
• Flexibility to maintain up to three fixed-rate equity loans at once

And best of all, you can use your Home Equity Flex Line of Credit for just about anything that matters most to you and your family:

• Home improvements or repairs
• Debt consolidation
• Tuition or education expenses
• Travel or vacations
• Unexpected expenses