

Why Local Banking is Better for Your Business
At Pentucket Bank, your business isn’t just another account — it’s part of our community. With local decision-making, caring service, and complete deposit protection, we’re here to help your business thrive every step of the way.
Local People, Local Decisions
Our team knows this community because we’re a part of it. That means quicker answers, flexible solutions, and personal support from people who care about your success.
| Benn Johnson | Elma Mandzo | |
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![]() Assistant Vice President, Business Banking Officer
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![]() Assistant Vice President,
Treasury Business Relationship Manager |
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Benn brings nearly a decade of banking expertise and a proven record of cultivating meaningful client relationships. Throughout his career, he has partnered with businesses to understand their unique challenges and craft solutions that help them grow and thrive. Benn is passionate about building long-term, trust-based partnerships that enable clients to achieve their goals with confidence. Combining industry knowledge with a personalized approach, he delivers business banking experience that is both strategic and tailored to each client’s needs.
Benn holds a Bachelor of Arts in Philosophy from DePauw University and has built a well-rounded career in banking. He is actively involved in the community, serving as Treasurer for Greater Derry Community Health Services. A New Hampshire resident, Benn works out of Pentucket Bank’s Salem, NH office at 234 North Broadway. Outside the office, he enjoys spending time with his dog, Moose—who’s every bit as charming as her name suggests. He is also an avid fan of the New England Patriots and Formula 1 racing. |
Elma brings nearly two decades of banking experience, offering a deep breadth of knowledge in retail banking, business banking, leadership, and sales management. Prior to joining Pentucket Bank, she served as the Regional Retail Manager at NPB, where she led teams, supported branch growth, and strengthened customer relationships across the region. Now at Pentucket Bank, as a Vice President in the Treasury Management realm, Elma is excited to put her experience to work by serving and tailoring business services to meet the unique needs of commercial customers. Her goal is to be a true one-stop resource—building strong, long-term relationships that go beyond products and evolve into trusted partnerships. She believes the best banking relationships are built on trust, connection, and a deep understanding of each customer’s business.
Deeply committed to the local community, Elma is actively involved and thrives on networking with business owners and community leaders. Outside of banking, she’s a proud mom of two girls, Medisa and Ellie… balancing a busy family life with her love for travel and new experiences.
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Peace of Mind with Full Protection
Every dollar you deposit is fully insured through the combined strength of the FDIC and the Depositors Insurance Fund (DIF). No limits. No extra cost. Just the security you deserve.
Business Select Checking
Managing your business should be simple. Business Select Checking gives you flexibility, built-in benefits, and tools designed to make banking easier.
Account Highlights:
- No monthly maintenance fee with a $40,000 average daily balance2,3
- First 500 items paid/deposited per month are free – low-cost overage fees after that4
- Two Treasury Management services of your choice – including:1
- Positive Pay
- ACH Origination
- Remote Deposit Capture
- Free incoming domestic wires
- 24/7 digital banking with mobile deposits, online access, and eStatements
- Dedicated business banking team focused on helping you thrive
1 Treasury Management services include Positive Pay, ACH Origination, or Remote Deposit Capture.
2 Monthly fee of $40 will be charged if $40,000 average daily balance requirements are not met.
3 Monthly balance requirement may be met by aggregating Pentucket Bank Business Checking accounts and under the same EIN number.
4 Qualifying items are deposits, checks paid, checks deposited, and ACH credits received. Any item after 500 will be charged a fee of .50 per item.

