Why Local Banking is Better for Your Business
At Pentucket Bank, your business isn’t just another account — it’s part of our community. With local decision-making, caring service, and complete deposit protection, we’re here to help your business thrive every step of the way.
Local People, Local Decisions
Our team knows this community because we’re a part of it. That means quicker answers, flexible solutions, and personal support from people who care about your success.
| Christine Doucette | Elma Mandzo | |
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 Assistant Vice President, Business Banking Officer |
 Assistant Vice President, Treasury Business Relationship Manager |
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Christine brings over 20 years of experience in the banking industry, with a background that spans retail banking, consumer lending, and mortgage origination. Most recently, she served as an AVP Market Manager. Having successfully launched and managed two businesses of her own, Christine understands the dedication, drive, and strategic partnerships it takes to build something from the ground up. Now, she’s channeling that experience into Business Banking, where she’s committed to helping other entrepreneurs, succeed.
Christine proudly serves on the Board of Directors for the Amesbury Chamber of Commerce and is an active member of the Chamber’s Membership Committee. Active member of Merrimack Valley Chamber. A dedicated community advocate, she was honored with the Volunteer of the Year award for her outstanding contributions. Outside of her professional and volunteer work, Christine enjoys dancing, live music, and hiking. |
Elma brings nearly two decades of banking experience, offering a deep breadth of knowledge in retail banking, business banking, leadership, and sales management. Prior to joining Pentucket Bank, she served as the Regional Retail Manager at NPB, where she led teams, supported branch growth, and strengthened customer relationships across the region. Now at Pentucket Bank, as a Vice President in the Treasury Management realm, Elma is excited to put her experience to work by serving and tailoring business services to meet the unique needs of commercial customers. Her goal is to be a true one-stop resource—building strong, long-term relationships that go beyond products and evolve into trusted partnerships. She believes the best banking relationships are built on trust, connection, and a deep understanding of each customer’s business.
Deeply committed to the local community, Elma is actively involved and thrives on networking with business owners and community leaders. Outside of banking, she’s a proud mom of two girls, Medisa and Ellie… balancing a busy family life with her love for travel and new experiences. |
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Peace of Mind with Full Protection
Every dollar you deposit is fully insured through the combined strength of the FDIC and the Depositors Insurance Fund (DIF). No limits. No extra cost. Just the security you deserve.
Business Select Checking
Managing your business should be simple. Business Select Checking gives you flexibility, built-in benefits, and tools designed to make banking easier.
Account Highlights:
- No monthly maintenance fee with a $40,000 average daily balance2,3
- First 500 items paid/deposited per month are free – low-cost overage fees after that4
- Two Treasury Management services of your choice – including:1
- Positive Pay
- ACH Origination
- Remote Deposit Capture
- Free incoming domestic wires
- 24/7 digital banking with mobile deposits, online access, and eStatements
- Dedicated business banking team focused on helping you thrive
1 Treasury Management services include Positive Pay, ACH Origination, or Remote Deposit Capture.
2 Monthly fee of $40 will be charged if $40,000 average daily balance requirements are not met.
3 Monthly balance requirement may be met by aggregating Pentucket Bank Business Checking accounts and under the same EIN number.
4 Qualifying items are deposits, checks paid, checks deposited, and ACH credits received. Any item after 500 will be charged a fee of .50 per item.