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Deposit Rates

Rates as of 1/1/2026. All rates subject to change without notice.
 

CD Promo

Visit or contact your local branch to apply for a CD today.
Certificate of Deposit Annual Percentage Yield Interest Rate Minimum Deposit to Open
5 Month 3.50%* 3.47% $500
*The Annual Percentage Yield (APY) for the 5 Month Certificate of Deposit (CD) is 3.50% as of 1/1/2026. The minimum balance to open the account is $500. To open, you must have a new or existing checking account. No minimum balance required to earn stated APY. A penalty will be imposed for premature withdrawal from CD. Fees may reduce earnings. Rates are subject to change without notice. All deposits are insured in full by FDIC and DIF. This product is not available for Individual Retirement Account (IRA). 
 


Regular CD Rates

Visit or contact your local branch to apply for a CD today.
CD Type Annual Percentage Yield Interest Rate Minimum Deposit to Open Minimum Daily Balance1 to Obtain APY
Certificates of Deposit



6 Month 3.25% 3.22%2 $500 $500
1 Year 3.25% 3.20% $500 $500
18 Month 3.25% 3.20% $500 $500
2 Year 3.25% 3.20% $500 $500
3 Year 3.00% 2.96% $500 $500
4 Year 3.00% 2.96% $500 $500
5 Year 3.00% 2.96% $500 $500
IRA Certificates of Deposit



1 Year 3.25% 3.20% $500 $500
18 Month 3.25% 3.20% $500 $500
2 Year 3.25% 3.20% $500 $500
3 Year 3.00% 2.96% $500 $500
4 Year 3.00% 2.96% $500 $500
5 Year 3.00% 2.96% $500 $500
1 Daily Balance (the amount of principal in the account each day)
2 = Simple Interest
All deposits are insured in full by FDIC and DIF.



Standard Deposit Rates

Account Type Annual Percentage Yield1 Interest Rate1 Minimum Deposit to Open Minimum Daily Balance2 to Obtain APY
Lifeline 18/65 Checking .01% .01% $10 N/A
Rewards Checking



$0-$15,000.00 4.00% 3.92% $10 N/A
$15,000.01+ 4.00% to 0.01% 0.01% $10 N/A
Statement Savings 0.12% 0.12% $10 N/A
Money Market



$0-$999.99 0.00% 0.00% $10
$1,000
$1,000.00-$9,999.99 1.13% 1.12% $10 $1,000
$10,000.00-$24,999.99 1.16% 1.15% $10 $1,000
$25,000.00-$49,999.99 1.16% 1.15% $10 $1,000
$50,000.00-$99,999.99 1.21% 1.20% $10 $1,000
$100,000.00-$499,999.99 1.21% 1.20% $10 $1,000
$500,000.00+ 1.31% 1.30% $10 $1,000
1For variable rate products, the rate may change after account opening. 
2Daily Balance (the amount of principal in the account each day)
Fees may reduce earnings.
Rates may be subject to change without notice.
 

Health Savings Accounts

Eligible individuals can open a tax-exempt Health Savings Account (HSA) to pay for certain medical expenses. Funds can be accessed by a check or debit card. Contributions can be deducted from your gross income and funds remain in the account from year to year until you choose to use them.

Visit or contact your local branch to open an account today.

 
For additional rate information please contact your local branch.