

Rates as of May 26, 2023 All rates subject to change without notice.
Standard Deposit Rates
**Account opening is subject to approval.
Health Savings Accounts
Eligible individuals can open a tax-exempt Health Savings Account (HSA) to pay for certain medical expenses. Funds can be accessed by a check or debit card. Contributions can be deducted from your gross income and funds remain in the account from year to year until you choose to use them.Relationship Checking Plus Level Deposit Rates**
These increased rate benefits are applied to the accounts that qualify for the Plus level benefits of our Relationship Checking product. All benefits will be applied each month according to the fulfillment of requirements in the previous month. Visit our Relationship Checking product page for complete details on how to qualify to receive Plus level benefits.
**Interest rate reward over the current rate on Relationship Checking, Statement Savings, and Emerald Money Market accounts to be applied each month according to the fulfillment of requirements in the previous month: maintain a $500 average monthly balance in Relationship Checking to waive $20 monthly maintenance fee and $7,500 in average monthly aggregate deposit balances including, consumer Checking, Statement Savings, Emerald Money Market, Certificates of Deposit & Individual Retirement Accounts or outstanding loan balances of $50,000. Aggregate Consumer Balances include Free Checking, Pentucket Relationship Checking, Pentucket Activity Checking, 18 and 65 Checking Accounts, Statement Savings, Emerald Money Market, Certificates of Deposit (CD), and Individual Retirement Accounts (IRA). Interest rate rewards are subject to change.
Relationship Checking Premier Level Deposit Rates**
These increased rate benefits are applied to the accounts that qualify for the Premier level benefits of our Relationship Checking product. All benefits will be applied each month according to the fulfillment of requirements in the previous month. Visit our Relationship Checking product page for complete details on how to qualify to receive Premier level benefits.
**Interest rate reward over the current rate on Relationship Checking, Statement Savings, and Emerald Money Market accounts to be applied each month according to the fulfillment of requirements in the previous month: maintain a $500 average monthly balance in Relationship Checking to waive $20 monthly maintenance fee and $50,000 in average monthly aggregate deposit balances including, consumer Checking, Statement Savings, Emerald Money Market, Certificates of Deposit & Individual Retirement Accounts or outstanding loan balances of $100,000. Aggregate Consumer Balances include Free Checking, Pentucket Relationship Checking, Pentucket Activity Checking, 18 and 65 Checking Accounts, Statement Savings, Emerald Money Market, Certificates of Deposit (CD), and Individual Retirement Accounts (IRA). Interest rate rewards are subject to change.
Check out our CD Specials HERE
Regular CD Rates
Preferred CD Rates**
Preferred CDs and IRA/CDs are accessible to customers who qualify for Premier level benefits of our Relationship Checking product. Visit our Relationship Checking product page or contact your local branch for details on how to qualify to receive Preferred Rate CDs and IRA/CDs.
**You must have an active Relationship Checking Account that is receiving Premier Level Benefits based on the previous month's balance requirements ($500.00 average monthly balance in the Pentucket Relationship Checking account and monthly aggregate deposit balance of $50,000.00 or an outstanding loan balance of $100,000.00).
Visit our Relationship Checking product page or contact your local branch for details on how to qualify to receive Preferred Rate CDs and IRA/CDs.
All Accounts
Fees may reduce earnings
Rates may be subject to change without notice.
For variable rate products, the rate may change after account opening.
Rates may be subject to change without notice.
For variable rate products, the rate may change after account opening.
Certificates will be subject to penalty for early withdrawal.
The APY assumes interest will remain on deposit until maturity.
*Daily Balance (the amount of principal in the account each day)
For additional rate information please contact your local branch.