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Tips On Common Scams

Pentucket Bank wants to help you protect yourself from fraud. Never give your username, password, or account information to anyone.
Additionally, fraudsters often ask potential victims to send a wire transfer or to load money on a prepaid card/gift card and to provide the Personal Identification Number (PIN). Always treat gift cards the same as cash. Scammers use mail, the Internet, and even phone calls to target potential victims.
Keep yourself and loved ones safer by keeping up with these common scams.
  • Shopping Scam
Be careful when sending money to pay for items purchased from online auctions or websites. If you’re asked to wire money or load a prepaid/gift card to pay for items won or ordered online, it’s suspicious.
  • Government Agent Impersonator Scam
A call or message impersonates a Government Agent (e.g. IRS or FBI Agent) instructing you to wire money or load a prepaid/gift card immediately to avoid fines or jail time.
  • Online Romance Scam
You’re asked to wire money or load a prepaid/gift card to pay for travel or support expenses for someone who is presenting themselves as being in a relationship with you. Often times, this scam involves the internet and long-distant relationships with someone that you have not physically met in-person and in-front of you.
  • Lottery/Sweepstakes/Inheritance Scam
An email says you have won a lottery, sweepstakes, inheritance or some other valuable prize. In order to claim your prize, you’re asked to send a wire transfer or load a prepaid/gift card to receive the funds.
  • Person In Need Scam
A call or message says a friend or loved one needs money to pay for a medical emergency, or for legal fees. You’re asked to wire money or load a prepaid/gift card to help.
  • Charity Scam
An individual impersonates a charitable organization and requests a wire transfer or to load a prepaid/gift card for donations.
  • Fake Check/Employment Scam
A letter with a fake check inside asks you to be a Secret Shopper. Or, you receive a fake check for an item you sold online and the amount is greater than the selling price. You’re asked to deposit the check (which is typically unbeknownst to you, a fraudulent check) and wire the overpayment or load it to a prepaid/gift card.
By safeguarding important account information and looking out for common scams you can help deter fraudulent activity.


Do you have concerns about a potential fraudulent transaction?
Call us at (978) 556-5414.
Do you have general questions about how we help protect against fraud?
Call any of our branch locations.