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Relationship Checking


One Account - Three rewarding levels of benefits based on your relationship!

There are three levels of benefits based on the balances maintained in your Pentucket Bank accounts - Basic, Plus & Premier. The higher your deposit and loan balances, the higher your level and your money-saving benefits!


All three levels - Basic, Plus & Premier- offer:

  • Interest-bearing checking account
  • Free Online Banking and Bill Pay
  • Free Mobile App with Mobile Check Deposit
  • Access to surcharge-free ATMs through the SUM Network
  • Free Treasurer's Checks or Money Orders
  • Free Cushion Savings Overdraft Protection
  • And more!

Open an Account


Scroll to the left to view the rest of the table.

Basic*
Plus*
Premier*
Level requirements CHECKING: Maintain a $500 average monthly balance in Relationship Checking to waive $20 monthly maintenance fee. CHECKING: Maintain a $500 average monthly balance in Relationship Checking to waive $20 monthly maintenance fee.

AND $7,500 in average monthly aggregate deposit balances including consumer Checking, Statements Savings, Emerald Money Market, Certificates of Deposit, & Individual Retirement Accounts. 1

OR
Outstanding loan balances of $50,000. 2
CHECKING: Maintain a $500 average monthly balance in Relationship Checking to waive $20 monthly maintenance fee.

AND $50,000 in average monthly aggregate deposit balances including consumer Checking, Statements Savings, Emerald Money Market, Certificates of Deposit, & Individual Retirement Accounts. 1

OR
Outstanding loan balances of $100,000. 2
Benefits
Premium deposit rates N/A .10% interest rate bump 3 on Relationship Checking, Statement Savings, and Emerald Money Market accounts. .25% interest rate bump 3 on Relationship Checking, Statement Savings, and Emerald Money Market accounts. Plus access to Preferred CD and IRA/CDs.
ATM Benefits N/A
  • Free foreign ATM transactions on Pentucket Relationship Checking account
  • Up to $8 per month in ATM surcharge fee rebates 4
  • Free foreign ATM transactions on Pentucket Relationship Checking account
  • Unlimited ATM surcharge fee rebates 4
Loan discounts N/A $250 off mortgage closing costs for primary residence $500 off mortgage closing costs for primary residence
Other benefits 
  • Free Treasurer's Checks & Money Orders 5
  • Free Cushion Savings Overdraft Protection
  • Free Online Banking and Bill Pay
  • Free Mobile App with Mobile Check Deposit
  • Waived monthly maintenance fee on Emerald Money Market Accounts
  • Free Treasurer's Checks & Money Orders 5
  • Free Cushion Savings Overdraft Protection
  • Free Online Banking and Bill Pay
  • Free Mobile App with Mobile Check Deposit
  • Free Specialty Mint Checks on Relationship Checking account
  • Free Checks for Emerald Money Market accounts
  • Waived monthly maintenance fee on Emerald Money Market Accounts
  • Waived Annual IRA Plan Fee
  • Free Treasurer's Checks & Money Orders 5
  • Free Domestic Wire Transfers
  • Free Cushion Savings Overdraft Protection
  • Free Online Banking and Bill Pay
  • Free Mobile App with Mobile Check Deposit
  • Free Specialty Mint Checks on all consumer accounts
  • Free checks for Emerald Money Market accounts


Open an Account


FAQs

For more information about this new account and its value added benefits check out our Relationship Checking FAQs.

VIEW FAQs


Questions?

We're here for you. If you have any questions about this new new acocunt or wish to learn more about other checking account options please call or visit any of our six convenient branch locations:

Merrimack Street Branch

Westgate Branch

Stadium Branch

North Andover Branch

Salem Branch

Hampstead Branch


*Benefits will be applied each month according to the fulfillment of requirements in the previous month.

1 Aggregate Consumer Balances include Free Checking, Pentucket Relationship Checking, Pentucket Activity Checking, 18 and 65 Checking Accounts, Statement Savings, Emerald Money Market, Certificates of Deposit (CD), and Individual Retirement Accounts (IRA)

2 Existing Loan must be in good standing/not delinquent.  New loan balances must be outstanding for more than 30 days to be eligible to receive closing cost benefit and must have qualified Relationship Checking account at the Plus or Premier level within 30 days of loan closing.  Credit will be made to Relationship Checking account in the month following the fulfillment of the requirements.  Applicable loan types include:  all Residential Mortgage Loans.  The Relationship Checking closing cost credit may not be combined with any other closing cost credit.

3 Pentucket Relationship Checking, Statement Savings, Emerald Money Market accounts will receive stated interest rate bump based on qualifying level while customer qualifies for Plus or Premier levels. If customer no longer qualifies, the accounts will receive current market rate as published by Pentucket Bank.

4 Pentucket Bank is a member of the SUM® surcharge-free ATM program. ATM surcharges may be avoided by using participating SUM ATMs. Non-Sum ATM owners may charge for use of their ATMs. ATM surcharge rebates will occur in the month following the posted surcharge.

5 All Treasurer's Checks and Money Orders must be purchased from Pentucket Relationship Checking account(s).


This unique relationship account automatically replaced NOW accounts and Pentucket Club on June 1, 2018.

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