Skip Navigation

Checking & Savings

Compare our checking & savings accounts to determine what account(s) fit you best!
Scroll to the left to view the rest of the table.
Accounts
Free Checking
RELATIONSHIP CHECKING
Activity checking
EMERALD MONEY MARKET
STATEMENT SAVINGS
CLUB ACCOUNTS
Best Used For Daily money management Daily money management while earning interest Daily money management
Create a cushion / segregate funds Create a cushion / segregate funds
Save for holidays / special events
Minimum to Open $10 $10 $10 $10 $10 $10
Monthly Maintenance Fee n/a $20 if $500 minimum average monthly balance is not met $8 if $250 or more Monthly Direct Deposit, minimum 10 Debit Card transactions, and active Online Banking and eStatements is not maintained
$10 if $1,000 minimum daily balance is not met
n/a n/a
Earns Interest n/a Yes n/a Yes Yes Yes
Daily
Balance to Earn APY
n/a $500 n/a $1,000
$10
$5
Online Mobile Capabilities View balance & history, Bill Pay, FinanceWorks, Transfers View balance & history, Bill Pay, FinanceWorks, Transfers View balance & history, Bill Pay, FinanceWorks, Transfers View balance & history, Bill Pay, FinanceWorks, Transfers View balance & history, Bill Pay, FinanceWorks, Transfers
View balance & history, Transfers into account only
Electronic Transactions Direct Deposit, ACH Withdrawals, Point of Sale Debits, ATM Withdrawals & Deposits, Online Transfers Direct Deposit, ACH Withdrawals, Point of Sale Debits, ATM Withdrawals & Deposits, Online Transfers Direct Deposit, ACH Withdrawals, Point of Sale Debits, ATM Withdrawals & Deposits, Online Transfers
Direct Deposit, ACH Withdrawals, ATM Withdrawals & Deposits (Limit of 6 out of branch withdrawals per cycle), Online Transfers
Direct Deposit, ACH Withdrawals, ATM Withdrawals & Deposits, Online Transfers
Direct Deposit
Open an Account Open an Account Open an Account Open an Account Open an Account









Looking to switch to Pentucket Bank?

Use our Simply Switch kit to make the transition a smooth one without missing any key steps.

Switch NOW!


Relationship Checking

Want to earn increased rate benefits on your consumer deposit accounts, rebates on ATM surcharge fees, while also enjoying several other cost saving benefits? Get more with our Relationship Checking!

Learn More

Was this information helpful?