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Checking & Savings

Your personal banking needs are unique. That's why we offer several checking and savings account options to help you stay on track with your financial goals. 
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Accounts
Free Checking
RELATIONSHIP CHECKING
Activity checking
EMERALD MONEY MARKET
STATEMENT SAVINGS
CLUB ACCOUNTS
Best Used For Daily money management Daily money management while earning interest Daily money management
Create a cushion / segregate funds Create a cushion / segregate funds
Save for holidays / special events
Minimum to Open $10 $10 $10 $10 $10 $10
Monthly Maintenance Fee n/a $20 if $500 minimum average monthly balance is not met $8 if $250 or more Monthly Direct Deposit, minimum 10 Debit Card transactions, and active Online Banking and eStatements is not maintained
$10 if $1,000 minimum daily balance is not met
n/a n/a
Earns Interest n/a Yes n/a Yes Yes Yes
Daily
Balance to Earn APY
n/a $500 n/a $1,000
$10
$5
Online Mobile Capabilities View balance & history, Bill Pay, Money Management, Transfers View balance & history, Bill Pay, Money Management, Transfers View balance & history, Bill Pay, Money Management, Transfers View balance & history, Bill Pay, Money Management, Transfers View balance & history, Bill Pay, Money Management, Transfers
View balance & history, Transfers into account only
Electronic Transactions
Direct Deposit, ACH Withdrawals, Point of Sale Debits, ATM Withdrawals & Deposits, Online Transfers
Direct Deposit, ACH Withdrawals, Point of Sale Debits, ATM Withdrawals & Deposits, Online Transfers Direct Deposit, ACH Withdrawals, Point of Sale Debits, ATM Withdrawals & Deposits, Online Transfers
Direct Deposit, ACH Withdrawals, ATM Withdrawals & Deposits (Limit of 6 out of branch withdrawals per cycle), Online Transfers
Direct Deposit, ACH Withdrawals, ATM Withdrawals & Deposits, Online Transfers
Direct Deposit

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Relationship Checking

Want to earn increased rate benefits on your consumer deposit accounts, rebates on ATM surcharge fees, while also enjoying several other cost saving benefits? Get more with our Relationship Checking!

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Activity Checking

Looking for a smart, affordable way to manage your finances and stay on top of your money, while earning some great benefits?  Check out Activity Checking, our unique and rewarding account designed for those on the go!