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Whether you are interested in purchasing a home or refinancing your mortgage, Pentucket Bank offers a variety of lending programs to meet your borrowing needs.

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Fixed & Variable Rate Mortgages

We want to help you meet your goal of buying a home. Our mortgage loan officers are available to help navigate the different types of mortgages, and have the local experience to make sure your mortgage is right for you.

  • Local decision making and servicing
  • First Time Home buyer and Affordable programs available
  • Primary Residence, Second Homes, Jumbo and Investment Property financing

To calculate an estimate of how much home you can afford try our Mortgage Calculators .

Affordable Homebuyer Programs

Pentucket Bank's Affordable Homebuyer Programs are easy to qualify for and easy to live with. First Time Homebuyers, low to moderate income consumer programs include:

Pentucket Bank is both a MassHousing and a New Hampshire Housing Approved Lender. 

Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau's website (

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