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Business Rates

Rates as of Monday, December 10, 2018. All rates subject to change without notice.

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Business Advantage


Annual Percentage Yield Interest Rate Minimum Daily Balance* to Obtain APY
Commercial Advantage - Earnings Credit .30%


Business NOW Advantage



$100,000+ .20% .20% $100,000
$50,000 - $99,999.99 .10% .10% $50,000
$25,000 - $49,999.99 .05% .05% $25,000
$10,000 - $24,999.99 .05% .05% $10,000
$1,000 - $9,999.99 .03% .03% $1,000
Non-Profit Advantage .03% .03% $500
IOLTA Checking .20% .20% $0
Statement Savings .05% .05% $10
Business Emerald Money Market



$500,000+ 1.01% 1.00% $100,000
$100,000-$499,999.99 .75% .75% $100,000
$50,000 - $99,999.99 .45% .45% $50,000
$25,000 - $49,999.99 .35% .35% $25,000
$10,000 - $24,999.99 .35% .35% $10,000
$1,000 - $9,999.99 .15% .15% $1,000
Money Manager Sweep



$500,000+ 1.21% 1.20% $500,000
$100,000 - $499,999.99 .85% .85% $100,000
$10 - $99,999.99 .25% .25% $10

Fees may reduce earnings.
Rates may be subject to change without notice.
For variable rate products, the rate may/can change after account opening.
Interest bearing checking accounts available to qualifying businesses.

* Daily Balance (the amount of principal in the account each day.)

** Any funds held by Pentucket Bank pursuant to a repurchase agreement are not deposits or other obligations of the Institution and are not guaranteed by the Institution; and are not insured by the Federal Deposit Insurance Corporation (FDIC), the Depositors Insurance Fund (DIF), the U.S. Government or any agency of the U.S. Government; and are subject to investment risk, including the loss of principal invested.


For additional rate information please call 978-372-7731.

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