Young family playing guitar in living room

Checking & Savings

Your personal banking needs are unique.

Amazing things can happen when you have a financial partner who starts with heart. Since 1891, we’ve been investing in this community and the people we serve. We offer tools and resources—paired with a knowledgeable and experienced team—to support you on your unique financial journey. Together, let’s explore the pathway to possibility.

Accounts Free Checking Relationship Checking* Activity Checking Emerald Money Market Statement Savings Club Accounts
Best Used For
Daily money management Daily money management while earning interest Daily money management Create a cushion / segregate funds Create a cushion / segregate funds Save for holidays / special events
Minimum to Open $10 $10 $10 $10 $10 $10
Monthly Maintenance Fee n/a $20 if $500 minimum average monthly balance is not met $8 if $250 or more Monthly Direct Deposit, minimum 10 Debit Card transactions, and active Online Banking and eStatements is not maintained $10 if $1,000 minimum daily balance is not met n/a n/a
Earns Interest n/a Yes n/a Yes Yes Yes
Daily
Balance to Earn APY
n/a $500 n/a $1,000 $10 $5
Online Mobile Capabilities View balance & history, Bill Pay, Money Management, Transfers View balance & history, Bill Pay, Money Management, Transfers View balance & history, Bill Pay, Money Management, Transfers View balance & history, Bill Pay, Money Management, Transfers View balance & history, Bill Pay, Money Management, Transfers View balance & history, Transfers into account only
Electronic Transactions Direct Deposit, ACH Withdrawals, Point of Sale Debits, ATM Withdrawals & Deposits, Online Transfers Direct Deposit, ACH Withdrawals, Point of Sale Debits, ATM Withdrawals & Deposits, Online Transfers Direct Deposit, ACH Withdrawals, Point of Sale Debits, ATM Withdrawals & Deposits, Online Transfers Direct Deposit, ACH Withdrawals, ATM Withdrawals & Deposits (Limit of 6 out of branch withdrawals per cycle), Online Transfers Direct Deposit, ACH Withdrawals, ATM Withdrawals & Deposits, Online Transfers Direct Deposit








*Relationship Checking Accounts are no longer available for opening. At this time there are no changes to your account if you are a current Relationship Checking account holder.

Want to learn more about the "Pentucket Bank Difference?"


Or call us at 978-372-7731


Activity Checking

Earn benefits with this smart, affordable checking account for people on the go