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Checking & Savings

Your personal banking needs are unique.

Amazing things can happen when you have a financial partner who starts with heart. Since 1891, we’ve been investing in this community and the people we serve. We offer tools and resources—paired with a knowledgeable and experienced team—to support you on your unique financial journey. Together, let’s explore the pathway to possibility.

Accounts Free Checking Relationship Checking Activity Checking Emerald Money Market Statement Savings Club Accounts
Best Used For
Daily money management Daily money management while earning interest Daily money management Create a cushion / segregate funds Create a cushion / segregate funds Save for holidays / special events
Minimum to Open $10 $10 $10 $10 $10 $10
Monthly Maintenance Fee n/a $20 if $500 minimum average monthly balance is not met $8 if $250 or more Monthly Direct Deposit, minimum 10 Debit Card transactions, and active Online Banking and eStatements is not maintained $10 if $1,000 minimum daily balance is not met n/a n/a
Earns Interest n/a Yes n/a Yes Yes Yes
Daily
Balance to Earn APY
n/a $500 n/a $1,000 $10 $5
Online Mobile Capabilities View balance & history, Bill Pay, Money Management, Transfers View balance & history, Bill Pay, Money Management, Transfers View balance & history, Bill Pay, Money Management, Transfers View balance & history, Bill Pay, Money Management, Transfers View balance & history, Bill Pay, Money Management, Transfers View balance & history, Transfers into account only
Electronic Transactions Direct Deposit, ACH Withdrawals, Point of Sale Debits, ATM Withdrawals & Deposits, Online Transfers Direct Deposit, ACH Withdrawals, Point of Sale Debits, ATM Withdrawals & Deposits, Online Transfers Direct Deposit, ACH Withdrawals, Point of Sale Debits, ATM Withdrawals & Deposits, Online Transfers Direct Deposit, ACH Withdrawals, ATM Withdrawals & Deposits (Limit of 6 out of branch withdrawals per cycle), Online Transfers Direct Deposit, ACH Withdrawals, ATM Withdrawals & Deposits, Online Transfers Direct Deposit

 




*Account opening is subject to approval.

Want to learn more about the "Pentucket Bank Difference"


Or call us at (978) 372-7731


Relationship Checking

The more you invest in a banking relationship with us, the more it serves you back. We offer three levels of Relationship Checking: Basic, Plus, and Premier. The higher your deposit and loan balances, the more money-saving benefits you receive.


Activity Checking

Earn benefits with this smart, affordable checking account for people on the go