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About Pentucket Bank


Pentucket Bank was established in 1891, when we received our Mutual Charter and opened for business four hours a week at 35 Washington Street in Haverhill.

Today, “banker’s hours” have expanded greatly, and Pentucket Bank continues to offer the same personalized service and community-minded banking as before, now paired with the modern technology and services you’ve come to expect from your bank. All this is delivered with a can-do mindset and surprising capabilities from our professional and caring employees.

Our headquarters (pictured above) is a good example of our mission at work. Once an abandoned and crumbling former Woolworth’s building, Pentucket Bank leadership helped organize and invest in a public–private coalition that revitalized the downtown area, stimulating investment across Haverhill that continues today. That’s the power of a strong community bank.

Pentucket Bank is a mission-based, community-minded bank that exists for the benefit of its community, its customers, and its employees.

As a mutually-owned institution, we do not have shareholders, so we pay our dividends to the community. Or, as we like to say, “We make money to give it away.” This allows us to provide a high level of personalized service to our customers while providing stability and support to our communities and employees. This is why we are committed to remaining a mutual bank for many years to come.

We have been recognized for our strong business practices by Bauer Financial Inc., an independent bank rating firm. Bauer Financial has recognized Pentucket Bank as a "Best of Bauer" bank, maintaining a 5 Star Rating for over 25 consecutive years! We maintain an extra strong capital position to ensure the long-term stability of both our Bank and our mission.

Additionally, when you bank with Pentucket Bank you can be confident that all of your deposits are insured in full, even beyond the $250,000 limit insured by the FDIC. With the Depositors Insurance Fund (DIF), your deposits are insured in full. Click here for more information on DIF.

Click here for the locations and hours of our six full-service branches, located in both Massachusetts and New Hampshire.