- No monthly maintenance fee
- No Per Check Charge
- No Minimum Balance Required
- Free Trial Order of checks
Introducing "Pentucket Club"
Pentucket Club is our premier banking package and truly all you could wish for. You will receive superior banking products and services, and be recognized as one of our most valued customers.
How do you qualify?
Obtain these three simple things and you may become a Pentucket Club member.
- Combined balance of $7,500 in consumer deposit accounts+
- Free checking account
- Pentucket Club ATM and VISA check card
+ Consumer deposit accounts that qualify for the balance requirement include all checking, statement savings, money market, and certificates of deposit.
You may also use your Individual Retirement Account (IRA) towards the balance requirement.
How do you sign up?
Simply visit one of our branches and let a personal banker cast a spell to make you a member of Pentucket Club. Magically, you may already qualify.
Pentucket Club makes your wishes come true.
- Premium Rates on all Deposits
All Certificates of Deposit, money market, statement savings, and NOW accounts receive an additional ¼ % over our current rate. We automatically provide this benefit to our Pentucket Club members. This even applies to Certificates of Deposit that are automatically renewed.
- Discounted Rates on Loans
Residential Mortgage Loans
1/8% off the rate on a new residential mortgage loan -
plus $250 off on closings costs
Home Equity Line of Credit
½% off the rate on a new home equity line of credit
Home Equity Loans
¼% off the rate on a new home equity loan
Consumer Installment Loans
You will qualify for 1% off the rate on a consumer installment loan with automatic payment from your Pentucket Club checking account.
Pentucket Club Services - Granted at No Charge!
Free:
Online banking and bill pay
Check Orders
Travelers Checks
Bank Checks
Wire Transfers
Cushion Savings Overdraft Protection Service
Unlimited foreign transactions with Pentucket Club ATM & VISA check card+
More Wishes Bestowed!
Free Checking
Individual Retirement Account with no annual fee
Member of SUM surcharge free ATM Program
All accounts presented on one combined monthly statement
+Other banks may charge for the use of their ATMs (except for SUM ATMs)
Keep your money liquid while earning interest on a NOW account
- No monthly maintenance fee with minimum daily balance of $500
- Monthly maintenance fee of $7.00 applied for under minimum daily balance requirement.
Pentucket Bank is pleased to be able to continue delivering the best possible banking products and services.
Your statement will be generated in a new, improved format using a process called Check Imaging. This innovative new service will make managing your account easier than ever. In addition, you’ll now be able to access images of all your paid checks online!
This is an imaged reproduction of your actual check printed from optical disk. This document is acceptable in a court of law and by the IRS as your permanent record for proof of payment.
Your checks are sorted by check number and returned in sequence. They appear in numerical order from left to right beginning with the lowest check number.
The three sets of numbers clearly printed below each check are for quick reference. They represent the check number, date and the amount of the check.
Now you can have fast access to your account information. If you ever need the front or back of any check, just call us! We can fax or email it to you usually the same day. Or, login to our online banking system where you can view and print your checks as soon as they are processed!
The following questions and answers will help you understand the benefits of Check Imaging, which we are confident you will enjoy.
What is Check Imaging?
Thanks to new technology, we will be able to scan the fronts and backs of your original checks and permanently store them in our computer system. The scanned image becomes a permanent digital document, and can be reproduced at any time. It is a vast improvement over the traditional microfilm used to store your records at the bank.
How will my monthly statement change?
You will no longer have to sort your own checks. When monthly statements are prepared, our system will gather all of your new digitized checks for the month, organize them by check number, and neatly print them out on 8.5” x 11” sheets of paper for easy storage. These digital check print-outs will be included with your statement instead of your original paper checks.
Does this mean that I won’t get my checks back?
Actually you will be getting your checks back with your monthly statement, just in a different format-a format that provides a permanent record that is easier to manage, organize, and reconcile.
What will the bank do with all of the original paper checks?
After scanning for permanent storage, the original checks will be destroyed for your protection.
How will this benefit me as a customer?
With Check Imaging, you will receive an array of benefits:
- Easier statement reconciliation.
Your checks will be provided in numerical order from left to right. Beneath each check clearly printed will be the check number, date, and the amount of the check. These features make balancing your checkbook faster and easier than ever before. - A ready-made filing system for you.
Think about the advantages of having your statements and cancelled checks all together in one place and readily available for fingertip reference. No more overstuffed drawers, bulky envelopes or overflowing shoeboxes.
- Income tax preparation is easier.
Imagine the convenience of having all your checking account records for the year neatly organized in check number order. This will certainly be a helpful feature for you and/or your tax preparer. - Enhanced bank research capabilities.
When you need information, or copies of the front or back of any check it can be made available almost immediately.
- View and print your checks online
You won’t have to wait for your statement to review your cancelled checks. Just login to our online banking system!
What if I need to prove I paid for something?
No problem. Imaged checks are fully accepted by the IRS and in a court of law. We can even enlarge an imaged item for ease of signature and endorsement verification. In fact, due to quality and clarity, an imaged check is preferred over microfilm copies for proof of payment.
At Pentucket Bank, you are protected.
- Link your Statement Savings Account to your Checking Account
- Avoid overdraft fees and returned items
- Automatically transfer funds
To learn more, simply visit one of our branches, call 978-372-7731, or submit your request for more information via email.
Pentucket Bank's in-house check printing offers a selection of quality checks at discounted prices. Simply complete the Smart Check Order Form and pick up your order in two days at the branch location of your choice. Choose a variety of checks from our Consumer Selection.
The DeluxeCard VISA prepaid card is a quick purchase for you, and ideal
for anyone on your gift list. They can be purchased in dollar amounts
from $25 to $500. In addition, there is a processing fee of $5.95 for
dollar amounts from $25 to $250, and $7.95 for dollar amounts from $251
to $500. Cards are good for one year from date of issuance. If a
balance remains on the card after six months, a monthly maintenance fee
of $2.50 will be charged to maintain that balance.
As a Pentucket Bank customer, you can conveniently order your checks from Deluxe online.
Combine your Pentucket Bank checking account with your statement savings account on one convenient, easy-to-read monthly statement. You won't have to wait for a second statement in the mail and it will be easier to balance your accounts from one monthly statement. Visit your local branch for details.
