ATM & VISA® Check Card Overview
Our ATM & VISA® Check Card may be used as an ATM card worldwide or for payments on purchases anywhere VISA® is accepted. It works like a credit card, but purchases are deducted from your Pentucket Bank Checking Account. To request an ATM & VISA® Check Card please complete an application.
Pentucket Bank is a member of the SUMTM Program, allowing you to avoid ATM surcharges by using participating SUMTM ATMs. Just look for the SUMTM logo 
when you need cash. Non-SUMTM ATM owners may charge for use of their ATMs. In addition, we are a member of the NYCE network that also enables you to make deposits at any ATM that displays a NYCE Shared Deposit logo 
. For a list of participating ATM locations, visit the SUMTM Program website. Remember, Pentucket Bank ATMs are always fee-free for our customers.
To learn more, simply visit one of our branches, call 978-372-7731, or submit your request for more information via email.
ATM & Debit Card/Point of Sale Limits
- You may make 10 transactions per day.
- The standard daily ATM limit for cash withdrawals is the available balance in your account up to $500.00 per day.
- The standard daily purchases limit is the available balance in your checking account up to a maximum of $1,000.00 per day. If you are a Pentucket Club member, your daily limit is the available balance up to a maximum of $1,500.00 per day.
For more information regarding your ATM & VISA® Check Card please refer to our Electronic Funds Transfer Disclosure.
You may activate your ATM/Visa Debit Card at the ATM or by telephone. To activate at the ATM, you may process any type of transaction, such as an inquiry, a deposit, or a withdrawal.
To activate by telephone, simply call BankLine at 1-866-748-9916 24 hours/day 7 days/week or the Electronic Banking department at 978-556-5414, Monday through Friday, from 9 am to 5 pm.
You may also change your PIN at any one of our ATM machines. This can be done by selecting PIN Change on the ATM menu. You must know your current PIN to do this.
If you do not know your current PIN, you may bring your card into any one of our branches and a Customer Service Representative will be happy to assist you.
Please remember you cannot change your ATM/Visa Debit Card PIN through BankLine, our telephone banking system.
Lost or Stolen Cards
For tips on safeguarding your ATM & VISA® Check Card or your Pentucket Bank Platinum Credit Card please visit VISA® Safety Tips.
If your ATM & VISA® Check Card is lost or stolen, please report it immediately by calling 978-372-7731. IMPORTANT – If during non-business hours please CALL 800-472-3272 to report your lost or stolen card. Follow the instructions provided. Outside the United States, please call 973-682-2652.
If your Pentucket Bank Platinum Credit Card is lost or stolen, please report it immediately by calling 800-883-0131.
Verified by VISA®
Enroll for Verified by VISA® Internet transaction protection! Pentucket Bank's Verified by VISA® is the easy way to enjoy added security for all your online Visa® Check Card purchases. There is no charge for this service
Pentucket Bank ATM Machine Locations
Massachusetts
- 24-Hour Full-Service ATM - One Merrimack Street, Haverhill, MA
- 24-Hour Full-Service ATM - Westgate, 395 Lowell Avenue, Haverhill, MA
- 24-Hour Full-Service ATM - RiversEdge Plaza, 235 Lincoln Avenue, Haverhill, MA
- 24-Hour Cash Dispensing Machine - Merrimack Valley Hospital, 140 Lincoln Avenue, Haverhill, MA
- 24-Hour Cash Dispensing Machine - City Hall, 4 Summer Street, Haverhill, MA
New Hampshire
- 24-Hour Full-Service ATM - North Broadway Crossing, 234 No. Broadway, Salem, NH
- 24-Hour Full-Service ATM - Hampstead Commons, 201 Route 111, Hampstead, NH
